If you drive, you know how expensive it can be to have auto insurance—at least, if you have comprehensive coverage. However, there are some ways that you can reduce your car insurance cost by up to 30%! Check out this 5-part series on how to reduce your car insurance cost by comparing auto insurance providers to find the best deal. You’ll be saving money in no time!

1) Take a defensive driving course

Most states require you to take an approved defensive driving course if you’ve committed a traffic violation within a certain amount of time. This will reduce your insurance premiums as long as you stay out of trouble after taking it. Make sure that your course is approved by your state before enrolling in one, however. You’ll also need to provide proof of enrollment or completion, so keep those certificates and transcripts handy.

2) Compare online quotes

If you’re not sure how much car insurance you need, or if you want to reduce your monthly payments, getting a few quotes from different companies can help. You can quickly compare prices and policies on our website. We work with some of the leading insurance companies in America, so we’ll be able to provide competitive quotes. We also allow you to apply for a quote online, meaning that there is no need for a personal visit or phone call from an agent. You don’t have to worry about being denied coverage either—our site doesn’t require any information that would disqualify customers based on their past driving record. Everyone has access to affordable premiums, regardless of previous accidents or claims history. Our site only asks for general details—like age, location, type of vehicle(s) owned—so you won’t have trouble applying for coverage even if other insurance sites turn you down before.

3) Buy your own vehicle

Consider whether you really need car insurance or if it’s cheaper to buy your own vehicle. In most cases, people who get their own vehicles get a better deal on car insurance. That’s because they get a discount for being in-force—meaning they have an in-tact vehicle and no lapse in coverage. If you already have a vehicle, consider using it instead of purchasing a new one just so you can buy insurance that charges less for having in-force status.

4) Call an agent

Talk with an agent and get a quote. Find out how much it will cost you over six months, one year, two years and three years. Comparing rates will let people save on their car insurance. Don’t be afraid to negotiate. If you’re at risk of canceling your policy, or if your company recently dropped you, ask for a better rate and tell them why they should give it to you.

5) Purchase gap insurance

There are two types of insurance coverage available for your car: collision and comprehensive. Comprehensive covers weather events, theft, fire, hitting an animal—pretty much anything that isn’t a fender bender. Collision covers you if you collide with another vehicle or object. You can purchase a combined policy that includes both coverages or a separate policy for each type of insurance. However, one thing to consider is gap insurance, which covers damages beyond what your auto insurer will pay out; it usually kicks in after you’ve spent $500–$1,000 worth of repairs. Make sure to ask about it when comparing rates at different agencies. If you have a loan on your car, make sure not to skip underinsured motorist coverage either.